Title Insurance Services
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Why is Title Insurance Important?
Title Insurance protects your real estate asset against claims to the property not identified in the chain of title. Alligator Title & Escrow provides Title Insurance Services by researching the property’s history, legally clearing title issues and, issuing a title policy for each respective party. Our preferred underwriter, Old Republic, is one of the largest and well-funded insurance companies globally, which adds extra protection to you and your lender against possible future claims.
Title Insurance Policies
Title insurance is available for homeowners and lenders who purchase a property without a known defect and is legally marketable. This inexpensive insurance allows the owner to rest easy knowing real estate professionals have examined the county, state, federal, and sometimes IRS’s title records for clouds on title, judgments, liens, or other issues.
Homeowners who purchase a basic policy can add endorsements for additional protection on a property-specific basis. If a claim arises and is discoverable, the policy will pay a percentage of the request.
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Types of Title Insurance
The basic title policy covers the purchase price of the home. Endorsements can be added to the policy to add additional protection depending on the property. Lenders have the option and often require a policy of their own and request location or real estate category-specific endorsements.
The state statutorily sets title Insurance prices. Therefore, it is essential to consider the individuals’ expertise in performing title, escrow, and settlement services.
At Alligator Title & Escrow, we’re here to protect, educate, and satisfy our customer’s needs by providing quality and efficient Title Insurance Services among our other comprehensive offerings.